Irresistible Cheese and Ham Pancakes: A Comfort Food You’ll Crave Again and Again
Cheese and ham pancakes bring together everything people love about comfort food—warm, fluffy texture, savory fillings, and a rich, satisfying taste that works for breakfast, brunch, or even a quick dinner. Across many cultures, savory pancakes have long been a creative way to turn simple pantry staples into something memorable, and this version stands out for its balance of creamy cheese and smoky ham.
Perfect for busy mornings or relaxed weekend meals, these pancakes feel indulgent without being complicated. The gentle crisp on the outside, combined with a soft interior studded with melted cheese and tender ham, makes every bite deeply satisfying. Whether served fresh off the pan or reheated for later, cheese and ham pancakes have a way of disappearing quickly from the plate—often prompting requests for seconds.

Ingredients Needed
The ingredients below are easy to find and budget-friendly, yet they deliver big flavor. Calorie counts are approximate and may vary based on brands used.
| Ingredient | Quantity | Approx. Calories |
|---|---|---|
| All-purpose flour | 1 cup | 455 kcal |
| Milk (whole or semi-skimmed) | 1 cup | 150 kcal |
| Eggs | 2 large | 140 kcal |
| Grated cheese (cheddar or mozzarella) | 1 cup | 400 kcal |
| Cooked ham, diced | ¾ cup | 180 kcal |
| Baking powder | 1 tsp | 5 kcal |
| Salt | ½ tsp | 0 kcal |
| Black pepper | ¼ tsp | 2 kcal |
| Butter or oil (for cooking) | 1 tbsp | 100 kcal |
Step-by-Step Cooking Instructions
- Prepare the Batter
In a large mixing bowl, whisk together the flour, baking powder, salt, and black pepper until evenly combined. - Mix the Wet Ingredients
In a separate bowl, beat the eggs and milk together until smooth. Slowly pour the wet mixture into the dry ingredients, whisking continuously to avoid lumps. - Add the Fillings
Fold in the grated cheese and diced ham using a spatula. The batter should be thick but pourable. - Heat the Pan
Place a non-stick skillet or frying pan over medium heat. Add a small amount of butter or oil and allow it to heat until lightly sizzling. - Cook the Pancakes
Pour about ¼ cup of batter per pancake onto the pan. Cook for 2–3 minutes until bubbles form on the surface and the edges look set. - Flip and Finish
Flip carefully and cook the other side for another 2 minutes, or until golden brown and fully cooked through. - Repeat and Serve
Continue with the remaining batter, adding more butter or oil as needed.

Tips for Customizing the Recipe
- Cheese Choices: Swap cheddar for Swiss, gouda, or a spicy pepper jack for a different flavor profile.
- Meat Alternatives: Turkey ham, chicken, or crispy bacon work beautifully in place of traditional ham.
- Vegetarian Option: Skip the ham and add sautéed mushrooms, spinach, or finely chopped bell peppers.
- Herb Boost: Fresh chives, parsley, or a pinch of dried oregano can add extra aroma and freshness.
- Gluten-Free Version: Use a reliable gluten-free flour blend designed for pancakes.
Nutritional Information (Per Serving)
| Nutrient | Approximate Amount |
|---|---|
| Calories | 350–400 kcal |
| Protein | 18–22 g |
| Carbohydrates | 30–35 g |
| Fat | 18–20 g |
| Calcium | High (from cheese and milk) |
These pancakes offer a good balance of protein and carbohydrates, making them filling and energizing.
Serving Suggestions
- Serve with a dollop of sour cream or Greek yogurt for added creaminess.
- Pair with a fresh green salad for a light lunch or dinner.
- Enjoy alongside scrambled eggs for a hearty breakfast.
- Add a drizzle of honey or a touch of mustard for a sweet-savory contrast.
Irresistible Cheese and Ham Pancakes: A Comfort Food You’ll Crave Again and Again
Course: Recipes4
servings10
minutes15
minutes350-400
kcalIngredients
1 cup all-purpose flour
1 cup milk (whole or semi-skimmed)
2 large eggs
1 cup grated cheese (cheddar, mozzarella, or Swiss)
¾ cup cooked ham, diced
1 teaspoon baking powder
½ teaspoon salt
¼ teaspoon black pepper
1 tablespoon butter or oil (for cooking)
Directions
- In a large bowl, combine flour, baking powder, salt, and black pepper.
- In another bowl, whisk together milk and eggs until smooth.
- Gradually add the wet ingredients to the dry mixture, whisking until just combined.
- Fold in the grated cheese and diced ham gently.
- Heat a non-stick skillet over medium heat and lightly grease with butter or oil.
- Pour about ¼ cup of batter per pancake onto the pan.
- Cook for 2–3 minutes until bubbles appear and edges are set.
- Flip and cook the other side for another 2 minutes until golden brown.
- Remove from heat and repeat with remaining batter.
- Serve warm and enjoy.
Recipe Video
Notes
- For the best texture, mix the batter just until combined; overmixing can result in dense pancakes.
Freshly grated cheese melts more smoothly than pre-shredded cheese and enhances flavor.
FAQs
1. Can cheese and ham pancakes be made ahead of time?
Yes, these pancakes can be prepared in advance. Once cooked, allow them to cool completely, then store them in an airtight container in the refrigerator for up to 3 days. Reheat in a skillet or microwave before serving.
2. What is the best cheese to use for cheese and ham pancakes?
Cheddar is a popular choice because it melts well and adds a bold flavor. Mozzarella, gouda, Swiss, or a cheese blend also work beautifully depending on your taste preference.
3. Can these pancakes be frozen?
Absolutely. Place cooled pancakes in a single layer between sheets of parchment paper and freeze for up to 2 months. Thaw overnight in the refrigerator and reheat gently for best texture.
4. Are cheese and ham pancakes suitable for breakfast?
Yes, they are perfect for breakfast or brunch. Their high protein content helps keep you full, and they pair well with eggs, fresh fruit, or a light salad.
5. How can I make this recipe healthier?
Using low-fat milk, reduced-fat cheese, and lean ham can lower the calorie and fat content. Whole wheat flour can also be substituted for added fiber.
Conclusion
Irresistible cheese and ham pancakes prove that simple ingredients can create extraordinary results. With their golden exterior, melty interior, and endless customization options, they fit seamlessly into almost any meal plan. Whether prepared for family breakfasts, casual brunches, or comforting dinners, these savory pancakes are bound to become a regular favorite in the kitchen. One batch is rarely enough—because once tasted, they’re hard to forget.
